In Bombay the local trains carry millions to work and back home daily. Tony a young commercial artist travels by the local train daily from Bandra to Churchgate. Similarly Nancy Pereira a young office goer and her maternal grand father also travel daily from Bandra to Marine Lines by 9-10 a.m. local train. Tony gets late one day and travels by 9-10 a.m. train and meets Nancy. Nancy had a sad past. She was in love with one of her office colleagues who jilted her. Nancy decides to do away with any boy in her life in future. Her mother and grand father are naturally worried about her. Mother is very keen to see her daughter married she asks all and sundry to look for a match for Nancy...this story then revolves around how Tony woos Nancy inspite of many hiccups